Lafayette Car Accident Lawyers

Car accidents are all too common, and you can never be fully prepared for the aftermath. If another driver causes a collision that injures you or your loved one, you could face time in the hospital, time away from your job, and mounting medical bills. Your future is uncertain, with the prospect of a disability or latent health problems raising legitimate concerns. As you deal with the fallout of an auto collision, seeking legal help is one of the best decisions you can make. The car accident lawyers at Broussard & Hart, LLC in Lafayette are experienced, prepared and professionally trained to provide trustworthy guidance and advocacy for Louisiana accident victims.

Car Accident Statistics
Motor vehicle accidents are a leading cause of death in the U.S., according to the Centers for Disease Control. With well over two million Americans sustaining injuries in motor vehicle collisions annually, and approximately 32,000 dying as a result, car accidents touch nearly everyone in some way. In economic terms, the cost of such accidents is staggering, with the yearly bill topping $80 billion in victim medical expenses and loss of income, according to CDC.

When you get hurt, you can protect yourself from financial ruin due to someone’s negligent or reckless driving. The first action you should take is to get medical care for your injuries. Your next move should be getting in touch with an experienced car accident attorney to discuss your options for damage control.

Contact Us at 337-439-2450 or fill out the form below.

Determining Liability in a Car Accident

Driver error accounts for 94 percent of auto accidents, according to 2015 statistics from the National Highway Traffic Safety Association. Vehicle malfunction is the cause of about two percent of accidents while environmental conditions account for another two percent. Unknown factors are at the root of the small remainder of incidents.

Driver errors include:

  • Negligence: inattention or distraction, driving while intoxicated
  • Intentional: speeding, breaking traffic rules, texting while driving
  • Performance errors: misjudgment, overcompensation
  • Non-performance errors: sleeping, unconsciousness

Vehicle errors could consist of:

  • Tire or wheel problems
  • Brake malfunction
  • Steering or transmission problems
  • Engine-related error

Environmental factors leading to a collision may include:

  • Slippery roads
  • Glare
  • Obstructions
  • Weather: rain, snow or fog
  • Broken traffic signals/missing signs
  • Road design problems

However, determining liability in an accident is often complex. For example, in bad weather, a driver who elects to drive too fast is liable for the results. Similarly, a motorist who knows his brakes need to be replaced but puts it off is probably responsible for an accident caused by brake failure.

Therefore, the advice of an experienced attorney is invaluable in determining liability for your injury. In Louisiana, an “at-fault” state, proving legal liability is a critical step in seeking financial compensation.

Legal Strategies for Proving Liability

The period directly following an accident is the prime time to collect evidence and obtain witness testimony. If you are in the emergency room, you cannot be at the scene. A car accident lawyer can oversee the collection of pertinent information that will prove critical during settlement negotiations.

Some detective work may also be necessary to make a strong case for driver liability. For example, your legal team can examine cell company records to see whether a phone call or texting while driving may have contributed to the crash.

If there is any question about mechanical or environmental causes for the accident, your lawyer will follow up with further investigation. Your legal team knows what it takes to build a strong case due to prior experience and familiarity with Louisiana liability laws.

Insurance Adjustors and Assignment of Liability

Chances are good that you will be speaking with an insurance adjustor after a car accident. In Louisiana, insurance adjustors can assign partial liability to either party, depending on the situation.

Keep in mind that part of an insurance adjustor’s job is to minimize the company’s payout, and an insurer’s first loyalty is to the insured rather than the victim. Also, be aware that the state of Louisiana sets a $15,000 minimum on the liability coverage a driver must carry, which is lower than many states and may not be adequate to cover your expenses. In this case, you may have to access your own uninsured/underinsured driver coverage, if possible, to help pay for your losses.

When it comes to insurance negotiations, you need a legal advocate in your corner to protect your rights. If the final settlement is insufficient to cover your current and projected future losses resulting from your injury, your lawyer can pursue further compensation in court.

Totaling Your Damages

When totaling up your injury damages, you have to go beyond medical bills. You should also take into account:

  • Loss of wages due to missed work
  • Loss of earning potential if the injury causes disability
  • Pain and suffering as a result of the collision
  • Loss of consortium with your spouse, if applicable
  • Cost of behavioral therapy, especially in the case of brain injury
  • Cost of paying others to do the household tasks you can no longer handle

In the case of a wrongful death due to a car accident, you should also seek compensation for funeral costs.

The Most Common Car Accident Injuries

Accident injuries fall into two broad categories, according to Nolo: impact injuries, such as the head hitting the windshield, and penetrating injuries, such as a shard of glass cutting the skin. Both types of injuries can involve your soft, connective tissue and/or your bones. Some common kinds of car accident injuries include:

  • Whiplash
  • Minor to severe head injuries, with the risk of brain impairment
  • Internal injuries, such as bruises, broken ribs and organ damage
  • Arm and leg injuries
  • Back and/or spinal damage

Often, you do not know whether your injury is completely healed or if it will affect the normal course of your life on an ongoing basis. Mental distress can add significantly to physical injuries too. You need the advice of a qualified personal injury lawyer to determine the total of your current and future costs.

Your Lafayette Car Accident Lawyers are Ready to Help

If you or a loved one sustains injury or dies due to a car accident that is not your fault, you should not have to bear the financial burden for your damages. Broussard & Hart, LLC has the experience and legal expertise to help you get the compensation you deserve. Call us today at 866-281-4774 to arrange your free consultation. We will go over your situation and advise you about your legal rights.

We Also Help Car Accident Victims in these Areas of Louisiana
Alexandria | Baton Rouge | Lake Charles | New Orleans | Shreveport

Contact Us at 337-439-2450 or fill out the form below.

24 Hour Response

Our attorneys will review your case and represent you throughout your car crash claim. Contact Broussard & Hart L.L.C. today for help pursuing a car accident settlement. Your first consultation is free and we won’t charge fees unless money is recovered.

Learn More About Auto Accident Lawsuits

What To Do If You Feel Pain Days After a Car Accident?
What To Do Immediately After You’ve Had a Traffic Accident
What You Need To Know Now About Uninsured Motorists Coverage 
Where Should I Take My Car for Repairs After a Wreck?

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